WalletWisePricing that pays for itself
Most people find more than $4.99 a month in forgotten subscriptions alone.
Basic
Everything you need to start tracking.
- Unlimited manual entries, budgets & bills
- 30 capture credits a month: about 45 receipts or voice notes, or a 7-page statement
- Statement import with duplicate detection
- Dashboard, alerts & weekly digest
- 6 months of trends
- 1 savings goal
- Money coach & “ask your money” chat
- Subscription detection & CSV export
Premium
or $39.99 / year: save 33%
- Everything in Basic
- 300 capture credits a month (10× Basic): about 450 receipts, or several full statements plus daily voice logging
- Money coach: health score & savings plan
- “Ask your money” chat
- 24-month trends & forecasts
- Subscription detection, up to 50 goals, CSV export
- Monthly money report by email
| Feature | Basic | Premium |
|---|---|---|
| Manual entries, categories, budgets, bills | Unlimited | Unlimited |
| Capture credits per month | 30 | 300 |
| ≈ receipts or voice notes | ~45 | ~450 |
| ≈ statement pages | ~7 | ~75 |
| Duplicate detection & reconciliation | ||
| Dashboard, alerts, reminders, weekly digest | ||
| Trends & analytics history | 6 months | 24 months |
| Money coach (health score, savings plan) | — | |
| “Ask your money” chat | — | |
| Subscription detection | — | |
| Savings goals | 1 | Up to 50 |
| CSV export | — | |
| Monthly money report by email | — | |
| Two-factor sign-in & security log |
Prices in USD. Taxes may apply. Capture credits reset on the 1st of each month. 1 credit ≈ 1¢ of AI processing; manual entry never uses credits.
Do I have to connect my bank?
No. WalletWise never asks for your bank login. You add spending by talking, snapping a receipt or uploading the statement PDF your bank already gives you.
How does voice logging work?
Tap the mic and say something like “lunch 12, taxi 8 and groceries 45”. You get three transactions, already categorised, to confirm with one tap.
Will my statement be counted twice with what I already logged?
No. Each statement line is matched against what you've already recorded; matches are marked as confirmed instead of being added again.
Is my data used to train AI?
No. Receipts, statements and voice notes are processed by our AI provider to extract transactions and aren't used to train their models. See our Privacy Policy.
What are capture credits?
Reading a receipt, a voice note or a statement uses AI processing, which costs us money. Capture credits measure it: a voice note or receipt about 1, a statement about 4 per page. Adding or editing transactions yourself never uses credits.
Can I cancel Premium anytime?
Yes. Cancel in Settings; you keep Premium until the end of the period you paid for, then drop back to Basic with all your data intact.
Do you offer refunds?
Payments aren't refundable for unused time, but you're never charged again after cancelling and keep Premium until your paid period ends. If you were charged by mistake, email us within 30 days and we'll refund it. See our Terms for details.
Which currencies are supported?
Any. Pick your home currency when you sign up; foreign-currency receipts are flagged so you can confirm the converted amount.